"Let's go shopping", or simply go shopping is one of the actions that every human being performs when receiving a fortnight or a payment . With this it means that this action has been linked with their feelings and emotions that they experience at that moment, many times we act on impulses, at the moment of presenting us with the cheap offers of the products, without meditating if you need it or not.
The problem arises in that human beings do not plan their finances, they do not prepare a budget, there is no financial culture, they spend to spend. That is why emotional intelligence plays an important role in your finances, when I speak of emotional intelligence I mean that it is not true that finances are not related to the feeling or emotion that you feel when choosing to buy or not. I ask you, what do you feel about your money? It is like when a child puts a coin in the palm of his hand, the first thing he thinks about is going to the store to buy.
Emotional intelligence is defined as "the ability of a person to manage, understand, select and work their emotions and those of others efficiently and generating positive results." In other words, as long as you do not manage your emotions, you will let yourself be carried away by your impulses, emotional intelligence is thinking before acting.
Emotional intelligence allows us to obtain 4 skills:
1. Self-awareness:
“It implies recognizing one's moods, resources and intuitions. As well as knowing our own emotions and how they affect us, what are our strengths and weaknesses ”,In other words, how you feel at the moment you are going to make a decision regarding your money. You analyze it, you allow yourself to be carried away by your impulse, feeling of joy, anxiety or nostalgia. Or do you think if it is really essential to spend or acquire the item you want, you ask yourself, what do I want it for?, I need it? Self-awareness gives us Self-evaluation before selecting a thing and trust in you, there is no later regret. One person ironically commented that a company had ended his life, since the debts had ruined his family assets, but nevertheless the problem was not the company but himself, he did not plan before spending, nor did he manage to control his impulses. Finances should be of interest to you, nobody will worry about your finances, nor will anyone solve your problems,that part is up to you, face it and solve it.
2. Self-regulation:
"How a person exercises control over their own responses to pursue goals and live by standards"
It means self-control, that is, you know your weakness and impulses, therefore you experience your state of mind that influences your decisions and it is up to you to buy or not. Acting with emotional intelligence is to consider a time in which you meditate if what you want to obtain or buy is important, if it is worth it, then make a modification to your budget and find a way to assign a percentage for what you want and later that it you analyzed buy it !, but do not sacrifice your budget if during that time it was not so essential, give yourself your time do not rush trust yourself that you can do it.
It is important to set a goal for yourself, that is, you want an example a house that is my goal and I must take some time so that according to the income I plan the fixed and variable expenses, and seek not to miss my goal which is the house.
3. Motivation
"Will that stimulates to make an effort with the purpose of reaching certain goals." In other words, commit yourself, be optimistic, the one who perseveres, achieves his goals, be persistent, changing bad habits is difficult more when we talk about your finances, remember that your money is your family's heritage, therefore it is important to keep it and you reach the goal final. Take the initiative and involve your family, promote financial culture with those around you.
Four.
"It is the one that allows us to perceive the feelings of others and make them feel less alone "
Emotional intelligence not only allows us to identify our own feelings and emotions if not those of others, therefore there are experiences in which we could feel a certain empathy in what others feel about their finances, or how they have practiced their lives in their lives. finance. Decisions that led to success or failure; therefore it is important to maintain a spirit of understanding, help and guidance to others who are being slaves of money mismanagement. As mentioned by the writer German Guerrero Chaparro, director of UAMFL. Financial capabilities do not depend only on the rational characteristics of the individual but also on the contexts that influence perception, intuition and feelings to make decisions.
5. Social Skills.
"They are a set of behaviors learned naturally (and therefore can be taught), which are manifested in interpersonal situations, socially accepted (this implies taking into account social norms and legal norms of the sociocultural context in which it acts, as well as as moral criteria), and aimed at obtaining environmental reinforcements (social reinforcements) or self-reinforcement ”. In other words, the influence that you will transmit to others by acting with intelligence regarding your finances, as well as communication, conflict management and leadership, emotional intelligence seeks to obtain no failures regarding your money if not to do more than you can expect.
Our finances is an opportunity to grow knowing how to handle it correctly, using emotional intelligence as a plus.
Produced by:
CP Rubisela Cifuentes Arellano
Mtra in finance and Dr. in administration.
