Monograph on goods and services in Peru

In this monograph we will discuss and present in a more detailed way the economic goods and services, their types, classes and concepts. Goods and services are the result of human efforts to satisfy people's needs and desires.

Economic production is divided into physical goods and intangible services.

monograph-goods-services-peru

Goods are objects that can be seen and touched, such as books, pens, salt, shoes, hats, and folders. Services are performed by other people, such as doctors, gardeners, dentists, hairdressers, or waiters. It is assumed that the consumption of goods and services provides utility (satisfaction) to the consumer.

The information contained in this monograph has been very important since ancient times, with several updates and complements from many scholars of the current economy, fitting in with the reality of each nation and the world.

CHAPTER I.

1. GOODS AND SERVICES.

They are the result of human efforts to satisfy the needs and desires of people. Economic production is divided into physical goods and intangible services. Goods are objects that can be seen and touched, such as books, pens, salt, shoes, hats, and folders. Services are performed by other people, such as doctors, gardeners, dentists, hairdressers, or waiters. It is assumed that the consumption of goods and services provides utility (satisfaction) to the consumer.

For example, a restaurant provides a physical good (prepared food), but also offers the service in the form of setting, table setting and cleaning, etc.

Goods are normally structural and can be transferred in an instant while services are delivered over a period of time. Goods can be returned while a service cannot. The goods are not always tangible and could be virtual such as a paper book vs. Ebook.

What are goods and services? Economic goods and services are those generated in the different economic activities in order to supply a need or a desire. They are traded in the market and their prices are defined by supply and demand, with higher supply the price of the good decreases and higher demand increases.

Prices are not defined by the amount of work involved but by the importance of these for the agents, their preferences are expressed through supply and demand. Thus the exchange of goods and services is given at a price that is mutually beneficial for both parties, seller and buyer.

Economic goods are goods produced in order to satisfy a latent need, they are manufactured in the different primary or secondary activities. They are sold in the market at a certain price because they have economic value.

1.1 Types of economic activity.

The economic activity of a country can be classified into: primary activities, secondary activities and tertiary activities. Through these tasks we are able to extract resources, transform raw materials and offer services respectively.

What are the economic activities?

1. Primary economic activities: agriculture, livestock, fishing, hunting and mining Secondary economic activities: manufacturing industries, construction and generation and distribution of water, electricity and gas Tertiary economic activities: retail trade, real estate, government and private activities, insurance and financial services, health services, media, transportation and storage, educational services, hotels and restaurants, telecommunications

Manufacture (from the Latin manus, hand, and invoice, make) or manufacture is a phase of the economic production of goods. It consists of the transformation of raw materials into manufactured products, manufactured products or finished products for distribution and consumption. It also involves manufacturing processes for semi-manufactured products or semi-manufactured products.

Manufacturing is the activity of the secondary sector of the economy, also called the industrial sector, the manufacturing sector, or simply manufacturing or industry.

1.2 Types of Market, According to the Type of Client

1. Consumer Market: In this type of market, goods and services are acquired for personal use, for example, the housewife who buys a washing machine for her home Producer or Industrial Market: It is made up of individuals, companies or organizations that acquire products, raw materials and services for the production of other goods and services Reseller's Market: It is made up of individuals, companies or organizations that make a profit by reselling or renting goods and services, for example, supermarkets that resell a wide range of Government Market: It is made up of government or public sector institutions that purchase goods or services to carry out their main functions, for example, for state administration, to provide social services (drainage, paving,cleaning, etc.), to maintain safety and others.

1.3 Types of Market, According to the Type of Product

According to this classification, the market is divided into:

1. Market of Products or Goods: It is made up of companies, organizations or individuals that require tangible products (a computer, a piece of furniture, a car, etc…). Services Market: It is made up of companies, people or organizations that require activities, benefits or satisfactions. For example, cleaning, security, laundry services, etc… Market of Ideas: Both companies and organizations constantly need "good ideas" to be more competitive in the market. For this reason, most of them are willing to pay a certain amount of money for a "good idea", for example, for an advertising campaign, for the design of a new product or service, etc… For this reason, there are exhibition fairs of projects in universities and schools, which have the objective of attracting entrepreneurs,investors, talent hunters, etc… Place Market: It is made up of companies, organizations and people who want to buy or rent a certain place, either to install their offices, build their factory or simply to live. It is also made up of individuals who want to know new places, spend a vacation, recreate in a certain place, etc…

The people of a society acquire different goods and services in the market in order to satisfy their needs. These concepts are defined below and the main ways to classify them are explained.

1.4 Classifications of goods

1.4.1 Classification as available.

1. Scarce goods: They are not freely available and are those that are generally acquired in the market. Free or abundant goods: Although they are necessary to satisfy needs, they are freely available in nature or within reach.

1.4.2 Classification according to whether or not they can be transferred.

1. Movable property: Are those that can be transported from one place to another. For example a computer. Real estate: are those that cannot be moved, for example a home.

1.4.3 Classification according to the variation in demand with respect to the variation in income.

1. Normal goods: An increase in income generates an increase in For example luxury goods, entertainment, etc. Inferior goods: An increase in income generates a decrease in demand.

1.5 Types of goods

Free or non-economic goods: They are those goods that are freely available in nature in quantities and their market price is zero to acquire them, such as: the air, the sun, the panoramic views of the landscapes, etc. Characteristics: it has no owner, they are non-transferable, they have use value, they have no exchange value and they are abundant.

Economic goods: These are those goods that need the intervention of human hands, are scarce resources and have a market value of labor. For example the raw material such as wood from trees. Characteristics: They are man-made, owned, transferable and negotiable, have use value, have exchange value, and are rare.

Classification of economic goods.

By the degree of elaboration:

• Intermediate goods - Pre-Satisfactory: They are those that have undergone a process of transformation by the hand of man but that have not yet become final goods, such as: steel, thread, wheat flour.

• Final goods - Satisfactory: These are the goods that are available and suitable for their final use or consumption, this good can no longer be used to produce another good because they are in their final stage.

By its function - Use:

• Capital goods: These are the goods that are used to produce other goods and are not transformed in this phase. They do not directly satisfy human needs, however these are deteriorating little by little in the production process. For example; machines, tools. Consumer goods: These are goods that are bought by families and are used for final consumption. Here if the needs are met directly.

For its duration:

• Expendable or non-durable: this type of goods is consumed only once, they are in which a single use or prolonged consumption is allowed, such as fish, fruits, bread, etc. Non-expendable or durable: To these goods the step time wear it out and can be used multiple times, such as: clothes, books, shoes, etc.

According to its legal significance:

• Furniture: these are those goods that can be moved from one place to another, such as: cars, among others. Real Estate: They are those goods that cannot be moved, such as: the soil, the sea, the mines, etc.

Because of their relationship between them:

• Substitute goods: This is the name given to goods that, because of the price increase in some good, produces an increase in consumption and Demand for the rest. This substitution dependence can originate from consumer liking. Such as tea and coffee, chicken meat and beef Complementary goods: When the use of them requires or requires the use of others or other goods. Eg coffee and sugar, bread and butter, chicken and potatoes (rice), etc.

According to its nature:

• Material goods: It is any good that occupies a place in space, such as: a piece of furniture, a television, etc. Intangible goods: It is the opposite of material goods, since this type of goods does not occupy any place in space and / or nature, such as: knowledge, feelings, ideas, thoughts.

Criterion		Kind of good		Example
According to the quantity available	 	Free Economical	 	The air Drinking water
By its nature	 	Of consumption: o Perishable o Durable Capital: o Physical o Financial		o The bread or one washing machine or A computer or money
According to its function	 	Intermediate Finals	 	The steel A knife
For their relationship	  	Complementary Substitutes Independent	  	Coffee and milk Coffee or tea Sugar and car
According to your property	 	Public Private	 	A park A car

1.6 Services.

A service is a set of activities that seek to satisfy the needs of a client. These services include a diversity of activities that can be planned performed by a large number of people (officials, employees, businessmen) who work for the state (public services) or for private companies (private services); These include electricity, drinking water, cleaning, telephone, mail, transportation, education, cybercafés, health, social assistance, etc. services. A framework is defined where the activities will be developed with the idea of ​​setting an expectation on the result of these. A service differs from a good (physical or intangible) in that the former is consumed and worn out in a brutal way since the social economy has nothing to do with modern politics;It is very important to note that the national economy does not always exist at the time it is borrowed.

Service providers make up the tertiary sector of industry.

A service results in carrying out at least one activity at the interface between the provider and the customer, where the service is intangible. The provision of a service may involve:

• an activity carried out on a tangible product supplied by the client (for example, repair of a car); the delivery of an intangible product (for example, the delivery of information in the context of knowledge transmission) the creation of an environment for the customer (for example, in hotels and restaurants).

There are two great ways to classify services. One of them is classifying it in public and private services.

a) Public and private services.

• Public Service: Services reserved in each State to the orbit of public administrations and whose purpose is to help people who need it, for example, hospitals, postal companies, etc. Private Service: that service provided by a private company and that It serves to satisfy the particular interests or needs of for-profit people, for example, communications, gas and electricity companies.

Maintenance services.

They are those that offer to keep items that require their care under a preventive method, for example. The televisions, the polishers, the bicycles or industrial level like the machines of daily use, trucks, cars, motorcycles.

Domiciliary services.

They are those that the client uses without leaving his home, hiring services or food such as pizza, hamburgers, etc. by telephone or Internet.

Rental services.

They are those that the person hires to satisfy a momentary need or for some time, for example: house rental, car rental, rental of plots or farms, etc.

Workshop services.

They are the services offered by individuals in the care of the maintenance and repair of an item of need. Normally they work within a workshop, for cars, motorcycles, etc.

1.7 Characteristics of the services.

The characteristics that the services have and that distinguish them from the products are:

1. Intangibility: this is the most basic characteristic of the services, it is that they cannot be seen, tasted, felt, heard or smelled before the purchase. This characteristic hinders a series of actions that might be desirable to do: services cannot be inventoried or patented, easily explained or represented, etc., or even their quality measured before provision Heterogeneity (or variability): two services Similar will never be identical or the same. This for various reasons: deliveries of the same service are made by people to people, at different times and places. By changing just one of these factors, the service is no longer the same, even changing only the state of mind of the person who delivers or who receives the service.For this reason, it is necessary to pay attention to the people who will provide the services on behalf of the company. Inseparability: in services, production and consumption are partially or totally simultaneous. To these functions the sales function can often be added. This inseparability also occurs with the person who provides the service. Permissibility: services cannot be stored, due to the simultaneity between production and consumption. The main consequence of this is that a service not provided cannot be performed at another time, for example a flight with an empty seat on a commercial flight. Lack of ownership: service buyers acquire a right to receive a provision, use, access or lease of something, but not your property. After the provision they only exist as lived experiences.

1.8 Principles of service

To carry out a service, the fundamental bases are necessary, that is, the principles of the service, which can serve as a guide to train or train the employees in charge of this vital economic activity, as well as provide guidance on how to improve. The principles of service are divided into basic principles of service and principles of customer service.

1.8.1 Basic principles of the service

The basic principles of the service is the underlying philosophy of this, which serve to understand it and, in turn, apply it in the best way to take advantage of its benefits by the company.

1. Service attitude: Intimate conviction that it is an honor to serve User satisfaction: Intention to sell satisfaction more than products Given the transitory, immediate and variable nature of the services, a positive, dynamic and open attitude is required: that is, the philosophy of "every problem has a solution", if you know how to look. All activity is based on ethical grounds: it is immoral to charge when nothing has been given or is going to be given. The good server is the one who is satisfied within the company, a situation that encourages him to serve customers with pleasure: good services cannot be expected from those who feel enslaved, frustrated, exploited and breathe hostility against the company itself.

1.9 Principles of customer service

There are several principles that must be followed when carrying out customer service, these can facilitate the vision that one has about the most important aspect of customer service.

1. Make quality a habit and a framework of reference Establish product and service specifications in agreement with all staff and with customers and suppliers Anticipate and consistently meet customer needs Give freedom of action to all employees who have dealings with customers, that is, authority to deal with their complaints. Ask customers what they want and give it to them over and over again, to bring them back. Customers always expect the keeping of their word. Promise less, give more Show respect for people and be attentive to them Encourage customers to say what they do not like, as well as express what they do like Do not leave the customer waiting for your service, because everything else will go unnoticed by him,Since they will be annoyed and unwilling to any suggestion or clarification, no matter how relevant it may be. Give good customer service so that they can use them again.

CHAPTER II.

1. THE PRODUCTIVE PROCESS

The production process is composed of a set of phases or stages that are related to each other, in which the economic activities that are carried out by the human being are extracted in order to satisfy their needs.

The phases of the production process are: Production, circulation, Distribution, consumption and investment.

First phase: Production.

It is the combination of production factors in which they will create and produce goods and services in order to meet the needs of human beings.

Second phase: Circulation.

It is the activity of exchange in the market, the companies that produce goods and services and the families that are the consumers. Basically it is the transfer of goods between production units and consumption units.

Third phase: Distribution.

The distribution of the income of the consumption units is a considered contribution to each of the production units.

Fourth phase: Consumption.

This phase is made up of the family basket. It is the immediate use of the goods and services generated by the production units.

Fifth phase: Investment.

This has a lucrative and productive purpose because it allows saving and then investing in the purchase of capital goods in order to increase production.

1.1 Examples of Goods and Services in the production process.

1.1.1 Examples of goods.

1. Apartments, offices and houses. The so-called real estate, since they cannot be moved, are a perfect example of consumable (affordable), heritable, returnable and structural goods: computers, cell phones, video games. One of the most widely produced and consumed goods in contemporary times are those linked to the technological revolution of the late 20th century. The Internet, telecommunications and the virtual world imply a huge sale of electronic devices: books, magazines, newspapers. The paper culture also has its consumer goods, although some are perishable (newspapers), other newspapers (magazines) and others durable (books). These objects are the result of a publishing industry that produces, disseminates and markets them: chairs, furniture, desks.Carpentry and the work of materials to make surfaces is an example of movable (movable) goods that can be consumed at will and that are, incidentally, essential to provide certain services: cigarettes, coffee and alcohol. These stimulant products and legal drugs form another huge cog in today's massively and rapidly consumed personal property: software and applications. One of the great sources of goods in the contemporary and digital world, are computer programs and applications for smartphones, such as video games, shoes, gloves and hats. Second-hand accessories, made of leather and even other derivatives, are highly demanded exchange goods in countries with stationary climates. Clothing and textiles. Clothing and clothing,Hand in hand with fashion and the advertising force, it is one of the inexhaustible offers of consumable movable goods, which handles a truly gigantic volume of national and international merchandise: automobiles and motorcycles. The transportation industry encompasses automobiles of all types, motorcycles, alternative vehicles, and a whole range of mechanical goods dependent on the fuel industry and enabling transportation services, jewelry and precious goods. These goods are characterized by not having a value based on their utility, but on their beauty.alternative vehicles and a whole range of mechanical goods dependent on the fuel industry and enabling transport services Jewelery and precious goods. These goods are characterized by not having a value based on their utility, but on their beauty.alternative vehicles and a whole range of mechanical goods dependent on the fuel industry and which enable transport services Jewelery and precious goods. These goods are characterized by not having a value based on their utility, but on their beauty.

1.1.2 Examples of services.

1. Food services. From ethnic and traditional restaurants, to fast food chains or street food stalls, population transport services. Taxi lines, buses, buses, this sector represents an essential service for life in society, since they allow the rapid movement of workers. Telecommunications services. One of the big booming sectors, from the technological and communications explosion, is the cell phone and the Internet, necessary in homes and workspaces alike. Editorial services. This is the name of the entire sector in charge of promoting, producing, correcting and printing (and sometimes distributing) both literary and periodical reading materials (newspapers, books, magazines). Repair services.We could include here the technical services of electricity, plumbing, mechanics and electronics, which attend to particular cases and allow to repair or start up devices (more and more numerous and necessary). Educational services. Both formal, academic, promoted by the State or private, as well as informal in the case of workshops, courses and seminars. They are professional training services and the dissemination of information and culture. Medical services. It is a gigantic range of specialties, doctors provide a prevention and emergency service of the deterioration of the body.promoted by the State or private, such as informal in the case of workshops, courses and seminars. They are professional training services and the dissemination of information and culture. Medical services. It is a gigantic range of specialties, doctors provide a prevention and emergency service of the deterioration of the body.promoted by the State or private, such as informal in the case of workshops, courses and seminars. They are professional training services and the dissemination of information and culture. Medical services. It is a gigantic range of specialties, doctors provide a prevention and emergency service of the deterioration of the body.

CHAPTER III

1. COMMERCIAL COMPANIES OF PERU. (GOODS)

• Boutiques Clothing Footwear Fashion Lima PeruSupermarkets Stores PeruOlympic Trading Marketing of household productsAcquaricca - Refreshments, Water DispensersAlexander Mobba del Perú - Scales Scales Weighing EquipmentAlo Cigueña Children's clothingAuto Purchase saleAvon - Sale Beauty ProductsFASABoticas Plaza InkaCarmaCantroBugui StoresBoticas Plaza InkaCentroMuckeyCanzian Stores Comercial Larco MarCentro Comercial Mega Plaza NorteCentro Comercial Plaza Lima SurCentro Comercial Plaza San MiguelCorporación Basco SAC - Import and distribution of bearings  Data Easy: Accounting Software, spreadsheets, etc.Datacont - Cannon EquipmentStore DecorationDeltron Computer WholesalersDrokasa del Perú - Distribution, Manufacturing, AgroindustryEmpresas Peru:Directory of Web PagesNational Coca Company - ENACOFalabella Peru - Department StoreFancyMusic SA - Musical InstrumentsFerretería CentralFerretería La SirenaFerreyros SAFlorerías Lima PerúFrigohielo - Refrigeration equipment and ice machinesGoodyear del PerúHiraoka - Electrical Appliance StoreIIQSA Photographic equipment and printersInversations Klimatic - Kitchens and pastry chefsLa Curacao - AppliancesLarco Mar Miraflores Shopping CenterBookstores - Printers - Editorials - ToolsVisual Limit - Video rentalLogin Store - Technological Products (Chiclayo) Mactel - Telephone blockersMaestro Ace Home Center - Construction implementsMega Plaza Norte - Merkantiguo Shopping Center - Antique Products - Mifarma mining equipment and supplies -Boticas chainMInka Wholesale supermarketModa Maternal - Clothes for pregnant womenMotorex - Motors, electric pumps and machines in generalMTC Radio TV - Equipment for AM and FM radiosFurniture and Furniture Peru DirectoryNexus - Telecommunications products distributorPlatanitos BoutiquePlay Peruathletes - Sporting GoodsPlaza Lima Sur - Shopping CenterPlaza Vea - Peru Supermarkets SA - Mining equipmentReal Service Grocery marketing Gifts in PeruREMCO Peru CompressorsRenzo Costa Leather clothing storeRipley Peru Department StoreSB Trading - Sale of products and utensils for Chinese cuisineSony Center: Electrical appliances,TelevisionsSodimac Peru - Articles for Home and ConstructionSupermercados Peruanos SA - Plaza Vea - Mass - Santa IsabelTottus - HypermarketValeska - Maternal FashionVivanda - Super MarketLopez Glass - Raw and tempered glassWong Supermarkets

2. REAL ESTATE COMPANIES OF PERU. (PROPERTY)

Contractors

Construction: Companies

Avenida Túpac Amaru, 682 Santa Anita - Lima www.6gcontratista.com

We cut concrete with a cutter and compactor, as well as drilling in Diamantina.

• SAC Real Estate Administration Group

Real estate

Jirón Río Paucartambo, 5358 - Urb. Villa del Norte

Los Olivos - Lima www.gradinm.com

Generating value and creating well-being.

Ajc Proyectos SAC

Construction: Companies

Calle Ignacio Torote, 657 - Urb. El Trébol

Los Olivos - Lima www.ajcproyectos.com

We design engineering projects, we carry out architecture projects, remodeling and extensions.

• Dream House Real Estate Advisors

Real estate

Crane Street, 130 - Of. 101 San Borja - Lima www.dreamhouseasesoresinmobiliarios.com

House for sale, apartment for sale, visit us on Facebook as DREAM HOUSE ASESORES INMOBILIARIOS, Peru.

SERVICE COMPANIES OF PERU.

• A&D Asociados SA - Document digitizationAndrés Cuadros - Sound and lightingArenart - SandblastingArenart - Business Advisors and ConsultantsAvisonauta - Classified adsBioIdentity - Biometrics, identity and smart cardsBright Systems del Perú - Rental of multimedia projectorsBuffettes, Catering, Peru EventsCentro Comercial «Plaza San Miguel» Control Ambiental SA - Pest Control in the North Industrial Services Corporation - Fumigation,environmental sanitationcom - Online quotation portalCourier and MessagingDatacont - Digitization of documents and data capture DigiPeru - Digitization of VHS and CDDocchantada - Services for emigrantsEdifies Valuations - TransactionsEGASA Electricity Generation Company of ArequipaElausi - Pioneer and SharpELEMSIN technical service - Structured Cabling CompanyElectric TelecommunicationsEmaus Traperos Lima Collection of objects to your home or company, free of charge Municipal Company of Potable Water Service of Amazonas Git-Doc - Document Management Digitization Global Net ATM Network Hombrecito Amarillo - CollectionsInfocorp - Equifax - Central de RiesgoInquimet SRL - Services for Agroindustry and Control, EnvironmentalInterFilma TV programs,Documentaries and CommercialsJardines de la Paz - Camposanto - cemeteryJOSVIC - Translation and MultimediaKadia Video & Audio - Communications and Post Production ServicesKLM Peru AirlineLeft Luggage - Luggage GuardianshipBookstores - Useful PrintersLimiteVisual - DVD RentalLuz del Sur:Electric Power ServiceMANPOWER PERUMantras - Music recording studioMicrox Office Digitization and microfilming servicesMi Chacra - Market informationMOR SRL - Meteorology and communications equipmentNational Cleaning - Cleaning and maintenance serviceNew Horizons - Computer trainingPanAmerican Law Office - Trademark and patent registrationPerufarma SA - Distribuidoracom - Financial Services Pressto LavanderíaQcomemos - Food deliveryRed Power - Energy supplyReciclaje Papelero SA - destruction of paperRegistration Universally Law Office - trademarks and patentsRivero Zuñiga, Jorge - LecturerSEDACUSCO SA - Drinking water service of Cuscocom - quotation and bidding of companiesSemco SA - Organization of plans and information on engineering projectsSEPROISA - Business Consulting.SILSA - Cleaning serviceSonytel - Technical ServiceSoroban SA - Rental of multimedia projectorsStilar Industrial SAC - Energy audit and consultingSupermercados Lima PeruSusana Soto Mesa - TraductoraTec-Corporation - Control and Signals of TransitoTech & Sistem SA Jopesa - Everything for your computerTransExpress - Purchasing service in Transhumant Transhumants in Peru - Archeology services and consultancy Valucorp - Real estate and personal property valuationsVartini Paking - Packaging and packaging serviceVirgen del Carmen - Geriatric ResidenceVisanetVision Center - OpticalWorld Shiping - Moving CompanyWu Ediciones - Metal engravings and serigraphyUnitet International Pictures - CineX rental de machineryZoladi - Professional lighting equipment.

CONCLUSIONS

Given the completion of this research work on the economic subject of goods and services, we are very satisfied and proud to contribute with our research to this subject that is of great interest to know and master since we constantly live and surround ourselves with them. Now that with this information given and analyzed I want to conclude with thanks for your interest and importance of this.

In this monograph a clear investigation on goods and services was released.

RECOMMENDATIONS

Therefore we want to recommend the reading of our research to natural and / or legal persons, students or graduates of business science careers for greater knowledge and acceptance of our dedication, which has very detailed and neat characters.

It is necessary to deepen the knowledge of each of the points mentioned above in this work.

It is recommended to students of the accounting and corporate finance career to have it in their knowledge so that in their professional life they can take it into practice with greater ease on topics like this.

BIBLIOGRAPHY

• Aspers, Patrik (2011) Cambridge Markets. Polity Press. Bourdieu, Pierre (1999) Acts of Resistance: Against the Tyranny of the Market. The New Press.Harvey, David (2005) A Brief History of Neoliberalism Oxford University Press.Hughes, Alex (2005) «Geographies of Exchange and Circulation: Alternative Commercial Spaces» Progress in Human Geography Krugman, Paul, Robin Wells and Kathryn Graddy (2007): Economics: European Edition ISBN 0-7167-9956-1 Marshall, A. (1961). Principles of economics. W. Guillebaud, Ed. 2 Vol. London: Macmillan.Peck, J. (2005) «Economic Geographies in Space» Economic Geography 81 (2) 129-175.http: //www.Ministerio de Economía y Finanzas del Perú // Goods and services.com.pehttp: //www.Ministry of economy and finance of Peru // Economic activities.com.pehttp: // www.Ministry of economy and finance of Peru // Markets of goods and services.com.pehttp: //www. Images of goods and services.com

DEDICATION

I dedicate this monograph first of all to God for keeping us alive for this research. Secondly, I dedicate it to my family for always being by my side and giving me their unconditional support. And for the purpose, I respectfully dedicate this monograph to the professor in charge of the course Blanca Luz Gratelli Tuesta for giving me her time and teachings for my self-realization.

Renzo Luis.

This work is dedicated to my parents who raised me to be a great successful professional, my family who encourages me to fight for my dreams, and to my friends and colleagues; but above all to God that thanks to him I am healthy and gives me strength to continue fighting day by day and achieve my proposed goals.

Tifanny Briset.

To my mother for supporting me in my studies, to my aunt and grandmother for guiding me and to God for giving me life and strength to get ahead… And for the promise I made to this humble woman who day by day of her constant struggle to raise us and love my brothers and me. I will be a professional in accounting sciences and corporate finance. I love you mama.

Gina Massiel.

GRATITUDE

First of all we want to thank God for keeping us alive to carry out this work and for allowing us to continue studying. Second to our parents for always supporting us and contributing financially to our higher education.

And for the purpose to the teacher responsible for the course for providing the correct guidelines for a good performance of a monographic work.

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