We are constantly looking for tools that help us optimize the use of our economic resources. Below you will find ten basic principles that can lead you to the sanitation of your finances and the proper management of your money. It is just a matter of discipline and practice. Make them part of your daily habits and you will see good results.
For non-financial experts. It all starts with the basics, if applied it works. In my experience, the search should be, make the obvious obvious and in finance it works perfectly.
It is a decision like any other. It is up to everyone. It is your skills, knowledge, and experience that make the difference between profit and loss in the world of finance.
Put money to use. In other words, program your expenses and stop seeing them as expenses and start seeing them as an investment you make in the most important person in your life, you.
If the percentages proposed below do not fit your reality, arrange them in a way that is efficient for you. What it is about is that we make conscious the way in which we distribute our money to enjoy its benefits more.
Suggestions that can give you money management:
1. Take on the challenge. Do not leave for tomorrow what you can do today. Start by keeping a written control of your income, expenses and money available to date.
2. Don't spend money before you've earned it. Learn to live with less than what you earn, it sounds contradictory; but so one day you can live at ease. Well, what really happens is that you finally pay yourself a salary for what you produce yourself. Remember that the first beneficiary of your work must be you, so, does it not seem the most fair and appropriate? Set aside 10% of your salary for personal savings or set aside an amount that you know, you can commit to saving each month. Five by five, ten by ten the great fortunes are being built. Believe it!
3. Now, remember your creditors, set aside 20% for the bills you must pay.
4. The remaining 70%, distribute it for your family expenses (home, clothes, food), a possible investment and support a person in difficulty or an institution related to your interests.
5. Don't buy anything useless under the pretext that it's cheap.
6. Cultivate your talents and interests. Read, study, learn. So every day you will feed and grow in respect and personal esteem, that will surely redound to your personal finances.
7. Watch your attitude. Stop fighting, getting angry and / or regretting every time a bill comes in that needs to be paid. If you have to pay, give thanks because there is something to do it with; If not, thank you because you will have to use your creativity to get the money. Either way we are blessed by nurturing the wonderful circulation of prosperity and abundance. If we really do it with that attitude, without a doubt there will be more and more for us and for others. That money does not make us slaves but free to enjoy the wonders of life.
8. Finally, find, ask, learn, apply, take advice from those who have advanced on the path of prosperity and abundance. Work done at ease never tires.
9. Have fun! May your purpose every day be to be happier than yesterday.
10. Things change around you when you change. In the morning, every day read this short list, to remember your purposes and put them into practice.
May the decision and good fortune be with you!
